Real People, Real Progress
We've worked with families across Wollongong and beyond who were ready to take control of their finances. These are their stories—not polished marketing tales, just honest accounts of what happened when people decided to make a change.
What Guides Our Work
We're not fans of corporate jargon or empty promises. These principles actually shape how we operate every day.
Honesty First
We tell you what we see, even when it's uncomfortable. If your spending habits need work, we'll say so. If something won't help you, we won't recommend it. Pretty straightforward.
Long-Term Focus
Quick fixes don't exist in finance. We build strategies that actually work over years, not weeks. Some clients find this boring at first—until they see the results compound.
Education Over Selling
Our job is helping you understand money, not pushing products. When you know why something matters, you're more likely to stick with it. That's better for everyone.
How Things Actually Worked Out
From Chaos to Clarity
The Thorvaldsen family came to us in early 2024 with three credit cards maxed out and no clear picture of where their money went each month. Both worked full-time, but payday always felt like a surprise followed by immediate stress.
We started with something simple—tracking everything for a month. No judgment, just numbers. Turned out they were spending nearly $800 monthly on subscriptions and takeaway they didn't really value. That realization hit hard.
Over the next year, they redirected that money toward debt. By October 2025, two cards were cleared. The third one's almost done. They're not rich, but they sleep better.
Building Without Drama
Lachlan Dunsworth wasn't in crisis when he contacted us. He just felt like he should be doing more with his income as a tradesman. Had some savings sitting around, no real plan.
We helped him set up automated transfers—paying himself first before bills hit. Started small with $200 fortnightly. After six months, he bumped it to $350 without noticing the difference. Now he's got an emergency fund that actually covers six months of expenses.
"I thought financial planning meant suits and spreadsheets. It's really just being intentional about where your money goes."
Families Supported Since 2019
Still Working With Us After 2 Years
Debt Cleared by Clients in 2024
A Client's Perspective
Rhiannon Kettlewell
Small Business Owner, Wollongong
I put off dealing with my finances for years. Kept telling myself I'd figure it out when things calmed down—which they never did. When I finally reached out in March 2024, I expected someone to lecture me about all the mistakes I'd made.
Instead, we just looked at the numbers together. No shame, no judgment. They helped me separate business and personal expenses properly, which sounds basic but was genuinely changing everything for me. By September, I actually understood my cashflow for the first time.
I'm not suddenly wealthy or anything. But I know what's happening with my money now. That's worth a lot when you're trying to run a business and raise two kids.